If you're married and approaching the age at which you can draw social security benefits, do you know about 'file and suspend' or a 'restricted' application? If not, you need to look into whether these might be appropriate options for you or your spouse.
SmartMoney has an article that clearly explains how couples can boost their social security checks. Before you apply for social security, be sure to calculate whether you or your spouse can maximize benefits by drawing off the other's record for a few years.
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