In my opinion, the only purpose of life insurance is to provide for those who would be financially devastated in the event of your death. I realize that this is not an attitude life insurance companies appreciate and it may be foreign to many people, as well. But think about it - why do you actually need life insurance if you have no dependants relying on you financially?
That said, there are many instances when life insurance makes sense - families with children or retired couples who must rely on both incomes to make ends meet, for example. So life insurance does have a place and term life insurance is usually the best bet. With term life, the contract is for a specified time period and the rates are usually much lower than whole life insurance. Also, you get to pick the term and coverage level that makes sense based on your circumstances. So consider whether any type of life insurance coverage is needed and then shop around for the term life insurance policy that best meets your needs.
Please note: This is a sponsored post. I have taken a look around the linked website, however, and it appears to offer a variety of good info on insurance.