- Get a Bank Account
- Get a Steady Job
- Get Some Credit
- Make All Your Payments on Time
- Keep Your Credit Card Balances Low
- Monitor Your Credit
- Get a Credit Card on Your Own
- Get Added to a Credit Card Account
- Get a Co-signer
Now, for my readers here, I'd like to clarify. I am NOT suggesting that anyone co-sign any loan - EVER. I don't care who it is or what it's for. NEVER CO-SIGN.
And I'd also recommend against adding anybody to an existing credit card account, except MAYBE under extremely limited and tightly controlled circumstances.
So why did I add those things to my article at Penny Thots? Simply because those are ways to build a good credit history, which is the subject of the article and I want to be thorough. I guess now I need to work on an article or two warning against co-signing and adding someone to your credit card account.